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Most probably know the adage “money can’t buy happiness.” While some truth may lie in the sentiment, my experience has shown that the relationship between money and happiness is far more nuanced.
President Biden has officially signed the Social Security Fairness Act (HR 82) into law on January 6, 2025, revoking the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) under Social Security. Here we outline what WEP and GPO are, how they impact benefits, and what this change means for those at different stages of their financial journey.
January (or late December) is a good time to make sure your retirement contributions are on track to be maximized for the upcoming year, if cash flow allows.
None of us can predict our future care needs, but it’s wise to consider your preferences now while you’re cognitively able to do so.
